Moving into a retirement community, how to know when you have enough saved, the best RMD strategies and more retirement news

Here’s one thing mindfulness and exercise don’t help, new research says. Mindfulness and exercise might improve your mood, but they don’t offer help for significantly improving cognitive function in older adults

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More in retirement news:

How Do Federal Reserve Interest Rate Hikes Hurt Your Retirement Savings? (Forbes)

‘A fundamental need:’ Here’s how to make retirement savings more accessible (Yahoo Finance)

3 Reasons to Make a 2022 Retirement Contribution Right Now (Motley Fool)

The 4% Rule for Retirement Spending Makes a Comeback (The Wall Street Journal)

‘Window is closing’: Chances for long-awaited retirement legislation are fading fast (Yahoo Finance)

Research and Insight:

Many Have Changed Retirement Expectations Due to Pandemic, Study Says (FedWeek)

Workers, Employers, Contributed to Retirement Plans at Record Rates (PlanAdviser)

Uptick in retirement withdrawals could signal opportunity for reverse lenders (ReverseMortgageDaily)

Retirement survey finds more than half retired earlier than planned (InsuranceNewsNet)

In Tough Economy, Americans Stay Focused on Saving for Retirement: Survey (ThinkAdvisor)

To share with your family, friends and clients:

Opinion: What’s the best way to take RMDs from your retirement accounts? Experts rate the top 3 strategies.

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Forget 60/40 portfolios. This simple strategy could be the key to making money in all markets.

Social Security recipients may get a short-lived break in 2023

Wealth-to-income ratios have not returned to pre–Great Recession levels

How to carve your entire life story on a gravestone.